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昨天在整理国债逆回购信息的时候,有群友提供了“短融 ETF”作为代替债基的建议。
今天稍微花点时间研究一下
短融 ETF 是什么
短融 ETF 目前一般指的是:海富通中证短融ETF(511360),由海富通基金发行,是市场上首只以短期融资券为主要投资标的的场内工具型产品。
![notion image](https://www.notion.so/image/https%3A%2F%2Fprod-files-secure.s3.us-west-2.amazonaws.com%2Fbea5b9fd-0da4-435d-a5cf-964be4099e22%2Fe4eb40bb-2ff8-4e3d-996b-803b0d4a37a1%2FUntitled.png?table=block&id=2a485882-84d5-443d-8d3f-e57f60ac4202&t=2a485882-84d5-443d-8d3f-e57f60ac4202&width=844&cache=v2)
短融就是短期融资券,短期融资券是在银行间市场上发行的,其偿还本金和付息的期限不超过一年的债券。所以看上去和债基很像,但这种债券流动性相对较高,且风向相对较小。所以他的风险偏好一般被认为介于货币基金和债基之间
![图源:新浪财经](https://www.notion.so/image/https%3A%2F%2Fprod-files-secure.s3.us-west-2.amazonaws.com%2Fbea5b9fd-0da4-435d-a5cf-964be4099e22%2F7f892e5f-1066-433f-b10a-db16115f94d8%2FUntitled.png?table=block&id=f8b44ea3-a57c-4454-97e7-088de98317fe&t=f8b44ea3-a57c-4454-97e7-088de98317fe&width=700&cache=v2)
关于海富通中证短融ETF
跟踪指数:中证短融指数 (H11014)
![notion image](https://www.notion.so/image/https%3A%2F%2Fprod-files-secure.s3.us-west-2.amazonaws.com%2Fbea5b9fd-0da4-435d-a5cf-964be4099e22%2F67f97902-d055-46db-894c-a61be6f9d22d%2FUntitled.png?table=block&id=e51403ba-0c87-434f-9b99-25c638af9975&t=e51403ba-0c87-434f-9b99-25c638af9975&width=844&cache=v2)
![数据:新浪财经](https://www.notion.so/image/https%3A%2F%2Fprod-files-secure.s3.us-west-2.amazonaws.com%2Fbea5b9fd-0da4-435d-a5cf-964be4099e22%2F29c70741-ceb7-4c20-9972-8c7a85c7a6e6%2FUntitled.png?table=block&id=8580bfb8-ae02-4639-9a74-09b9437834ce&t=8580bfb8-ae02-4639-9a74-09b9437834ce&width=1604&cache=v2)
![notion image](https://www.notion.so/image/https%3A%2F%2Fprod-files-secure.s3.us-west-2.amazonaws.com%2Fbea5b9fd-0da4-435d-a5cf-964be4099e22%2F913ea04e-25cd-43f1-a615-9322bdd84eb3%2FUntitled.png?table=block&id=9573f5b0-e940-41fc-9ebb-8d8519e72d51&t=9573f5b0-e940-41fc-9ebb-8d8519e72d51&width=1526&cache=v2)
目前海富通中证短融ETF费用如下:
![notion image](https://www.notion.so/image/https%3A%2F%2Fprod-files-secure.s3.us-west-2.amazonaws.com%2Fbea5b9fd-0da4-435d-a5cf-964be4099e22%2F63dad77d-3ee9-4bcd-91eb-cd64e53153ef%2FUntitled.png?table=block&id=672b6f09-b5f8-4331-b4de-eb7ba0a37506&t=672b6f09-b5f8-4331-b4de-eb7ba0a37506&width=576&cache=v2)
看上去还是比较优惠的。对于券商二级市场买卖交易来说,目前也有 50+ 券商是免佣交易的(详细清单:https://www.hftfund.com/contents/2023/12/19-9191f0081acb480e840c4577577559bd.html):
![notion image](https://www.notion.so/image/https%3A%2F%2Fprod-files-secure.s3.us-west-2.amazonaws.com%2Fbea5b9fd-0da4-435d-a5cf-964be4099e22%2F31371e39-1d3e-47e1-8f43-9aff608844cc%2FUntitled.png?table=block&id=24667f7e-254e-42df-b7ef-8896f53a1c36&t=24667f7e-254e-42df-b7ef-8896f53a1c36&width=2336&cache=v2)
短融 ETF 怎么用
短融 ETF 支持 T+0 交易,非常适合用来做A股账户的资金中转停靠(美股账户请参考:投资账户中的闲置资金处理)即:
- 当天卖出股票等资产的资金可以直接用于买入短融 ETF
- 当天卖出短融 ETF 的资金,可以直接用于买入股票等资产
配合国债逆回购,即是在节前最后一天逆回购的钱处于“可用不可取”的时候,即可买入短融 ETF
由于可能大家都这么想,那如果在节前最后一天大批量资金涌入的话,可能会推高价格,导致后续收益受影响,这个就仁者见仁了
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